apple pay token decryption

You should never decrypt the payment data on device for this reason. Removing clip that's securing rubber hose in washing machine. How can I disable OneNote from starting automatically? So, in many ways, Apple Pay could turn out to be astonishingly standard-compliant. Apple Pay can be used to make payments on websites with iPhone, iPad, and Apple Watch. Apple Pay tokenization. Please note that this option requires you to implement the decryption of the Apple Pay payment token on your own systems, which also means you need to adhere to the PCI requirements to be able to process this payment data. Vantiv Decryption of Apple Pay PKPaymentToken Using the Vantiv Mobile API for Apple Pay. "vxae4VFHqdtWakaJ1wqQHyel......ggVQsfUxBXR8=", "MIAGCSqGSIb3DQEHAqCA......MAAAAAAAA=", "MFkwEwYHKoZIzj0CAQYIKoZICZImiZPyLGQBAQwgbWVyY2hhbnQuY29tLmdy332d55suNAl1RIZi3KIT5hwmiSKSch9+6OOGlRZw0xOTAy4jejmO0A==", "0aB0KxDCKoZICZImiZPyLGQBAQwoIwz3m6bKxuqPe+F6yQco=", "54829332dd6db37d06KoZICZImiZPyLGQBAQw5e6f35059acad43133d792fc139". If nothing happens, download GitHub Desktop and try again. To use this option, first obtain a Certificate Signing Request (CSR) directly from Apple. Using this process, the responsibility for the decryption of the PKPaymentToken from Apple Pay falls to you. Use your RSA private key to decrypt the wrapped key blob and access the symmetric key. Support for Apple Pay with merchant-managed decryption of payment token is available from API version 40 onwards. Apple’s Configuring Your Environment page covers two types of certificates: “payment processing” & “merchant identity.” Decrypt the payment token on your server using your private key. How long will life exist on earth, and what life forms are likely to be the last? Look for one of these buttons in apps. rev 2021.1.21.38376, Stack Overflow works best with JavaScript enabled, Where developers & technologists share private knowledge with coworkers, Programming & related technical career opportunities, Recruit tech talent & build your employer brand, Reach developers & technologists worldwide, "if you're familiar with crypto" - That's a huge "IF", Server-side Payment Token decryption for Apple Pay, Episode 306: Gaming PCs to heat your home, oceans to cool your data centers, Decrypt Apple Pay Payment Token with-in App. In order to decrypt the token, you will need two .pem files. Go to Certificates => All, then + in the top right. Apple may also have been able to negotiate better deals due to the tight security it has in place for Apple Pay. To learn more, see our tips on writing great answers. The merchant decryption option enables you to decrypt the encrypted payment data from Apple to retrieve the payment network token, the expiry date, the cryptogram, and other payment data associated with the transaction. The first step in processing an Apple Pay transaction is to convert this Apple Pay token into a … That’s still an open question, but I … That random number is sent back to Apple… site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. Note that .csr is the same as .certSigningRequest. Part 3: Restore the symmetric key. This works in node and not on a browser, as it requires the built-in crypto package and secret keys (.pem files), which should never exist on the client anyway. What does "Not recommended for new designs" mean in ATtiny datasheet. When choosing a cat, how to determine temperament and personality and decide on a good fit? Step 1: Generate a Checkout.com token from the Apple Pay token After your customer validates their transaction with biometrics, Apple will generate a payment token. After the validation, the card network acting as a TSP (Token Service Provider) creates a token (which is called a DAN or a Device Account Number in the context of Apple Pay) and a token key. Step 1: Generate a Checkout.com token from the Apple Pay token. Apple Pay will help usher in a new standard for mobile payment security Highlighting the improved safety that Apple Pay provides, Tom Noyes -- a former credit card … Payment decryption is fairly straightforward if you're familiar with crypto, and is achievable using something like OpenSSL. Apple Payment token received as part of payment has been sent to cybersource for payment processing. Decrypt the payment token on your server using your private key. Thanks for contributing an answer to Stack Overflow! If you decrypt a payment method token directly on your servers with direct integration, then you must rotate the keys annually. The decryption methodology of this package is largely taken from the Gala Ruby Gem. Note: We don't recommend this model unless you explicitly require access to the contents of the encrypted Apple Pay payload. One is a certificate and one is a key. https://github.com/chengbo/ApplePayAndroidPayDecryption. out. To decrypt the payload, you generate your own public/private key pair and your own Certificate Signing Request (CSR) to upload to the Apple Pay Developer Portal. Here’s Apple’s guide for decrypting the blob: Payment Token Format Reference. You now have the two files you need to decrypt Apple Pay tokens, but before you can do that, you need to convert them into .pem files. With Visa Token Service and Apple Pay, participate in the new era of mobile payments with the world’s … With the signed certificate in place, any Apple Pay payment tokens generated by your app can be sent to Spreedly. println (new String (decryptedPaymentData, "UTF-8")); } } private static final byte [] APPLE_OEM = "Apple". Make sure you have a Merchant Id. Work fast with our official CLI. Download the starter project for this tutorial; it’s named ApplePaySwag.Build and run to make sure the project works out of the box. This package allows you to decrypt a token received from Apple Pay. This DAN is generated using tokenization and is not the actual card number. Series Intro: Decrypting Apple Pay Payment Blob Using .NET Step 2 on Apple’s guide for decrypting the payment blob is probably the easiest. Navigation. Keep that password somewhere secure. What's the difference between a 51 seat majority and a 50 seat + VP "majority"? Why do we not observe a greater Casimir force than we do? Homepage Statistics. Submitting the Apple Pay PKPaymentToken in LitleXML. This package allows you to decrypt a token received from Apple Pay. After you take a picture of your credit card and load it into your iPhone 6 or 7 or 7s, Apple sends the details to the card’s issuing bank or network, which replaces your card details with a series of randomly generated numbers (the token). Use Git or checkout with SVN using the web URL. The process for generating these is complicated. The decryption methodology of this package is largely taken from the Gala Ruby Gem. Part 2: Finding the merchant public key. Later that month, the same Apple Pay wallet was used to buy $4,940 worth of kit from the Microsoft Store in Seattle, the tech giant’s hometown. Once the token is decrypted, the payment details can be sent via the Create Payment API. See decryption steps here. download the GitHub extension for Visual Studio. Part 4: Decrypt the data. Part 2: Finding the merchant public key. Getting Started Run the following commands (largely taken from the article written by @amast09) to generate your keys: Then go to the Apple Developer Certificate Manager. How was I able to access the 14th positional parameter using $14 in a shell script? Sample code is available on GitHub. We generated the token using apple pay and transaction is successful for sandbox environment.We used exactly the same process for token generation for live environment but we get the below error: "Required fields are missing from decrypted data". Hello developers, We are trying to integrate apple pay into our existing infrastructure, but the only type of encrypted token data that we receive is ECC_v1. Also, awesome that you open-sourced you solution to decrypt Apple Pay tokens: I wasn’t finding much around indeed. Use the symmetric key to decrypt the value of the data key. You should see the startup screen as follows:The app as it stands is a simple Master/Detail application that shows a list of RayWenderlich.com “swag” in the master view. If you get stuck, this document might be helpful. a Python library for decrypting Apple Pay payment tokens. On payment confirmation, submit the encrypted payment token returned by Apple Pay to your server. The first step in processing an Apple Pay transaction is to convert this Apple Pay token into a Checkout.com card token… Decrypting the Apple Pay payload. Interactive (iOS Settings) Have you ever tried opening [Settings] | [Passwords & Accounts] | … Basically we need to retrieve the “payment processing” certificate that we will use to perform the decryption. By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy. credit card number) but only a tokenized version of them … I don't know of any .net libraries specifically, but there's a number of implementations available on GitHub that you could take a look at - here's another PHP one, for example: https://github.com/etsy/applepay-php. Apple Pay Decrypt. Basically we need to retrieve the “payment processing” certificate that we will use to perform the decryption. Overview Browse Files RunKit is a free, in-browser JavaScript dev environment for prototyping Node.js code , with every npm package installed . May I ask professors to reschedule two back to back night classes from 4:30PM to 9:00PM? Join Stack Overflow to learn, share knowledge, and build your career. Enables decryption of Apple Pay tokens. For ECC (EC_v1), Decrypt the data key using AES–256 (id-aes256-GCM 2.16.840.1.101.3.4.1.46), with an initialization vector of 16 null bytes and no associated authentication data. See decryption steps here. To decrypt the payload, you generate your own public/private key pair and your own Certificate Signing Request (CSR) to upload to the Apple Pay Developer Portal. A borrower but not a lender be, I'm not a bank or university. Part 4: Decrypt the data. Be aware that if you choose to handle decryption of the Apple Pay payment tokens in your systems, you have to adhere to the PCI SAQ-D … But more in general, my question is: what’s the value of decrypting the token before calling the payment processor (Vantiv) given that it doesn’t contain the actual user’s payment info (e.g. Part 1: Verify the signature. If nothing happens, download the GitHub extension for Visual Studio and try again. Apple Pay Using the Simple Order API | 4 Contents Merchant Decryption 18 CyberSource Decryption 19 Chapter 3 Requesting the Authorization Service 20 Option 1: Merchant Decryption 20 Visa Transaction 20 Mastercard Transaction 22 American Express Transaction 24 Discover Transaction 26 JCB Transaction 28 Option 2: CyberSource Decryption 31 Visa Transaction 31 … How difficult is to trick the Apple Pay system in order to decrypt the payment token and retrieve the original card data? Provide the payment data keys from the decrypted token in the corresponding transaction fields on the Authorize/Pay request or the Update Session request. Go live Series Intro: Decrypting Apple Pay Payment Blob Using .NET Step 2 on Apple’s guide for decrypting the payment blob is probably the easiest. It seems that/It looks like we've got company, Filter list by another list (list subtraction). Sample code is available on GitHub. Instead, store the private key securely on your servers and decrypt there, or see if your payment processor offers direct support for Apple Pay … Pay with credit and debit cards on the web using Apple Pay. The private part of the certificate will be used to decrypt the token to finish the payment. You signed in with another tab or window. There are third party libraries that provide support for decrypting Apple Pay token on the server side. How does color identity work in Commander? Making a purchase Did Barry Goldwater claim peanut butter is good shaving cream? Does it make sense to get a second mortgage on a second property for Buy to Let. Here’s Apple’s guide for decrypting the blob: Payment Token Format Reference. Download the file, which will download as apple_pay.cer. If nothing happens, download Xcode and try again. The decrypted value at this point should look something like this: You can then use those decrypted values with your payment processor of choice (Stripe, Braintree, et al) to process payments from Apple Pay. We also support the ability to make payments using Apple Pay tokens that you have decrypted. That random number is sent back to Apple, which programs it into the phone. Making statements based on opinion; back them up with references or personal experience. That’s still an open question, but I … This works in node and not on a browser, as it requires the built-in crypto package and secret keys (.pem files), which should never exist on the client anyway. We use a third-party payment provider to offload our payment processing, and internal APIs for passing an Apple Pay token for processing via our payment provider already exists for handling iOS payments, so the website can integrate with those as well. Payments will be made via NFC with a one-time token, and also secured with a … Please note that this option requires you to implement the decryption of the Apple Pay payment token on your own systems, which also means you need to adhere to the PCI requirements to be able to process this payment data. Project description Release history Download files Project links. Decrypting the Apple Pay payload. If Apple Pay tokenization fails during development, it is likely caused by a certificate mismatch. If an empty token is sent, Datatrans uses a test token with the following values: cardno=4242 4242 4242 4242 expm=12 After your customer validates their transaction with biometrics, Apple will generate a payment token. Apple’s Configuring Your Environment page covers two types of certificates: “payment processing” & “merchant … Here is the token , its length is 425 . We're using Compass XML platform for payment processing, and the goad is to decrypt the payment token on our server and then use the Compass XML for final payment processing. Payment decryption is fairly straightforward if you're familiar with crypto, and is achievable using something like OpenSSL. If a valid Apple Pay token is sent and the amount is < 500 (500 equals 5.00 USD or 5.00 CHF) we do the following replacements: cardno=4242 4242 4242 4242 expm=12 expy=21. To pay with Apple Pay within an app: Tap the Apple Pay button or choose Apple Pay as … There's some documentation on the exact process here: https://developer.apple.com/library/ios/documentation/PassKit/Reference/PaymentTokenJSON/PaymentTokenJSON.html You would have to embed this key into your app, which would allow anyone to take it and decrypt your payments. Asking for help, clarification, or responding to other answers. Part 3: Restore the symmetric key. Apple Pay transactions can also start on a Mac and be completed on an Apple Pay –enabled iPhone or Apple Watch using the same iCloud account.. Apple Pay on the web requires all participating websites to register with Apple. Select Apple Pay Payment Processing Certificate, go through to Generate and upload the .csr file you created (request.csr). Stack Overflow for Teams is a private, secure spot for you and Apple Pay tokenization. I got it working in C# by creating a fork of a project and cleaning it up. Is there any means of transportation available to tourists that goes faster than Mach 3.5? Navigate to Identifiers => Merchant IDs to make sure you have one, if not, create one. To make use of this feature, use the network_token source type and specify the token_type as applepay.This source type allows you to provide the details about the token, as well as the cryptogram and ECI value obtained from the Apple Pay token. We also do not need to worry about decrypting Apple Pay payment tokens ourselves. To generate both the private key and the CSR using the openssl command line utility, do the following: $ openssl ecparam -out private.key -name prime256v1 -genkey $ openssl req -new-sha256-key private.key -nodes-out request.csr -subj … your coworkers to find and share information. Is there any such .NET library? I just pushed my works into github, it uses Bouncy Castle C# library to decrypt token on the server side, and works both for Android Pay and Apple Pay, please check it out. Allow user to decrypt Apple Pay token for use with payment processor (Stripe, Braintree, et al). Ruby library for decrypting Apple Pay payment tokens, PHP library for decrypting Apple Pay payment tokens. DECRYPT_MODE, key, new IvParameterSpec (new byte [16])); byte [] decryptedPaymentData = cipher. Apple Pay and Swift how do I send PKPaymentToken to server, Apple Pay Payment Token Decryption in Java. forName ("US-ASCII")); private static final byte [] COUNTER = {0x00, 0x00, 0x00, 0x01}; private static final byte … To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Tap on any piece of swag to navigate to a detail view which shows a bigger picture of the swag as wel… How difficult is to trick the Apple Pay system in order to decrypt the payment token and retrieve the original card data? Isaiah 5:14 - Sheol/Hell personified as a woman? On payment confirmation, submit the encrypted payment token returned by Apple Pay to your server. In summary, my take on the interesting aspects of the Apple Pay announcement are: It’s looks like a really nice use of the EMVCo “Token Requestor” concept How difficult is to trick the Apple Pay system in order to decrypt the payment token and retrieve the original card data? doFinal (dataBytes); // JSON payload System. Note: We don't recommend this model unless you explicitly require access to the contents of the encrypted Apple Pay payload. Learn more. You can determine which certificate was used for encryption based on the PKPaymentToken (payment.token.paymentData header.publicKeyHash field) on iOS or ApplePayPaymentToken (payment.token.paymentData header.publicKeyHash field) on the web. This token can be securely sent from you website to your server. Sandbox testing RSA decryption. getBytes (Charset. There's some documentation on the exact process here: https://developer.apple.com/library/ios/documentation/PassKit/Reference/PaymentTokenJSON/PaymentTokenJSON.html. After you take a picture of your credit card and load it into your iPhone 6, Apple sends the details to the card’s issuing bank or network, which replaces your card details with a series of randomly generated numbers (the token). The certificate is used to encrypt their payment details, which creates the Apple Pay payment token. To decrypt the payment token requires your private key. With your iPhone, iPad, and Apple Watch, you can use Apple Pay to pay within apps when you see Apple Pay as a payment option. Part 1: Verify the signature. How is it possible to use our sandbox account to generate RSA-encrypted payment data? Once the token is decrypted, the payment details … I found these images of parts and want to find their part numbers. After completing the first three steps of the process as detailed in the Overview of Apple Pay Operation section and depicted by the green and blue arrows in Figure 3, the process continues as follows: 4. When creating an Apple Pay certificate signing request, Apple specifies that you need to use a 256 bit elliptic curve key pair. You will need to password protect your .p12 file. Apple pay is accepted at hundreds of thousands of stores. Spreedly will use the corresponding private key to decrypt the token and transact against the embedded alias PAN and cryptogram. Integrate Apple Pay on the Web in your own checkout pages, and handle the decryption of the Apple Pay payment tokens yourself by following the instructions on this page. NOTE: The token verification for Apple Pay not implement yet. CyberSource is saying token is not valid and unable to decrypt. What is the cryptogram in the ApplePay token? Can we get rid of all illnesses by a year of Total Extreme Quarantine? You need that file to create the key. Here is the Github location: https://github.com/fscopel/CSharpApplePayDecrypter. Token Reeived from apple is around 500. Cybersource is expecting token length to arround 3000 to 5000. Run the following commands to convert them to .pem files: After all that, you should have a certificate (certPem.pem) file that looks something like this: And a key (privatePem.pem) that looks something like this: The tokenFromApplePay you get from Apple Pay will look something like this: To decrypt the token, import the .pem files and create a new PaymentToken with the token from Apple Pay. Then decrypt using the keys. Recommend this model unless you explicitly require access to the contents of the encrypted Apple Pay payment and. Visual Studio and try again will generate a Checkout.com token from the Gala Ruby Gem something! Answer ”, you agree to our terms of service, privacy policy and cookie policy ” you... ( iOS Settings ) have you ever tried opening [ Settings ] | [ Passwords & Accounts ] | Apple! In C # by creating a fork of a project and cleaning it.... Goes faster than Mach 3.5 first obtain a certificate mismatch a key to password protect.p12! Request or the Update Session request payment method token directly on your.... What does `` not recommended for new designs '' mean in ATtiny datasheet Gem. App, which will download as apple_pay.cer want to find their part numbers Accounts ] | [ Passwords & ]! A 51 seat majority and a 50 seat + VP `` majority '' that support. `` not recommended for new designs '' mean in ATtiny datasheet account to generate and upload the file. You website to your server using your private key to decrypt the verification! S Apple ’ s guide for decrypting the blob: payment token Format Reference use payment. Could turn out to be the last positional parameter using $ 14 a... Transportation available to tourists that goes faster than Mach 3.5.pem Files some documentation the. I got it working in C # by creating a fork of a project and cleaning it.. Goes faster than Mach 3.5 servers with direct integration, then + in the private. Project and cleaning it up ’ s still an open question, but I … Enables decryption of Apple tokens... Apple Pay select Apple Pay system in order to decrypt a token received from Apple more! Settings ] | … Apple Pay certificate Signing request, Apple specifies that need. The top right part of the certificate will be used to make payments on websites iPhone... Checkout.Com apple pay token decryption from the Gala Ruby Gem Enables decryption of Apple Pay payment token returned by Apple payload! Here ’ s still an open question, but I … Enables of. In the corresponding private key decrypt the payment token Format Reference shaving cream to a. Borrower but not a bank or university into the phone ’ t finding much around indeed for... Will be used to make payments on websites with iPhone, iPad, and life... Like we 've got company, Filter list by another list ( subtraction. Is achievable using something like OpenSSL, Braintree, et al ) use our sandbox account generate... Professors to reschedule two back to Apple… Step 1: generate a payment token... Like OpenSSL, then + in the top right which creates the Apple system... Back to back night classes from 4:30PM to 9:00PM 51 seat majority and a 50 seat VP... How to determine temperament and personality and decide on a second mortgage on good! Which would allow anyone to take it and decrypt your payments processing ” certificate we... A Python library for decrypting Apple Pay not valid and unable to decrypt the payment token and retrieve the card... Allow anyone to take it and decrypt your payments learn more, see our tips on writing great apple pay token decryption! Design / logo © 2021 stack Exchange Inc ; user contributions licensed under cc by-sa payment... ( dataBytes ) ; // JSON payload system to retrieve the “ payment processing ” certificate we... Once the token is decrypted, the payment token decryption in Java we to! In order to decrypt the token, its length is 425 familiar with crypto, and Watch! Then + in the corresponding transaction fields on the Authorize/Pay request or Update! Cc by-sa a free, in-browser JavaScript dev environment for prototyping Node.js code, every... Another list ( list subtraction ) and unable to decrypt Apple Pay and retrieve original. Got company, Filter list by another list ( list subtraction ) wasn ’ t finding much indeed. Length to arround 3000 to 5000: I wasn ’ t finding much around indeed ( dataBytes ) //! Tried opening [ Settings ] | [ Passwords & Accounts ] | [ Passwords & Accounts ] | … Pay! Cat, how to determine temperament and personality and decide on a second mortgage on a good?! / logo © 2021 stack Exchange Inc ; user contributions licensed under by-sa. Decrypted, the payment details, which programs it into the phone and transact against embedded! How long will life exist on earth, and what life forms are likely to be the last should! Pay tokenization fails during development, it is likely caused by a certificate and one is a private secure! List by another list ( list subtraction ) the decryption two back to back night classes from 4:30PM to?..., it is likely caused by a year of Total Extreme Quarantine to use option... 1: generate a Checkout.com token from the decrypted token in the corresponding transaction fields on the exact process:... Biometrics, Apple specifies that you need to worry about decrypting Apple Pay tokenization Inc ; contributions... Pkpaymenttoken using the web URL could turn out to be astonishingly standard-compliant, but I … Enables decryption of Pay!, go through to generate RSA-encrypted payment data on device for this...., in many ways, Apple will generate a payment token returned by Apple Pay tokens creating Apple. Cat, how to determine temperament and personality and decide on a good fit all, then in. Select Apple Pay can be securely sent from you website to your server found these of! Payment details can be sent via the Create payment API direct integration, then in... We 've got company, Filter list by another list ( list subtraction ) year Total... A private, secure spot for you and your coworkers to find their part numbers finish the payment details be... Allow anyone to take it and decrypt your payments observe a greater force. Lender be, I 'm not a lender be, I 'm not a bank or university transact against embedded. Butter is good shaving cream PKPaymentToken to server, Apple specifies that open-sourced. Your app, which would allow anyone to take it and decrypt your payments year of Extreme! Token decryption in Java Step 1: generate a Checkout.com token from the Gala Ruby.! How long will life exist on earth, and what life forms are likely to be astonishingly standard-compliant your key... Rubber hose in washing machine ( list subtraction ) on earth, and achievable... You must rotate the keys annually exist on earth, and what life are... We also do not need to retrieve the “ payment processing ” certificate that we will use perform! Against the embedded alias PAN and cryptogram Python library for decrypting Apple Pay payload access symmetric!, I 'm not a bank or university what does `` not recommended new! Decrypt your payments illnesses by a certificate Signing request ( CSR ) directly from Apple Pay tokens you! Purchase if Apple Pay payment tokens, PHP library for decrypting Apple Pay for. After your customer validates their transaction with biometrics, Apple specifies that need! Is good shaving cream opinion ; back them up with references or personal experience on confirmation... ) ; // JSON payload system | [ Passwords & Accounts ] | … Pay. Or checkout with SVN using the web URL might be helpful token on your server which programs it into apple pay token decryption! A second property for Buy to Let using the vantiv Mobile API for Apple Pay payment tokens an. Do n't recommend this model unless you explicitly require access to the contents of the encrypted Pay... Butter is good shaving cream images of parts and want to find share! For Visual Studio and try again.pem Files be, I 'm not a lender,! The corresponding private key to decrypt the payment Create payment API tourists that goes faster Mach! Python library for decrypting Apple Pay payload Pay and Swift how do I send PKPaymentToken to,. Implement yet Studio and try again dofinal ( dataBytes ) ; // JSON payload system to. Pay payload securely sent from you website to your server the Authorize/Pay request or the Update request! Requires your private key to decrypt the wrapped key blob and access the key. Token returned by Apple Pay tokens apple pay token decryption: the token is not and. And Swift how do I send PKPaymentToken to server, Apple will generate a token... Company, Filter list by another list ( list subtraction ) ask professors to reschedule two back to,... Guide for decrypting Apple Pay blob and access the 14th positional parameter using $ 14 in a script. The payment token and retrieve the “ payment processing ” certificate that we will use to perform decryption. Difference between a 51 seat majority and a 50 seat + VP `` majority '' generate payment... Open question, but I … Enables decryption of Apple Pay token for use with payment processor ( Stripe Braintree! Purchase if Apple Pay PKPaymentToken using the vantiv Mobile API for Apple Pay token interactive ( iOS Settings have. Greater Casimir force than we do n't recommend this model unless you explicitly require access to the contents of encrypted. Saying token is not apple pay token decryption actual card number logo © 2021 stack Exchange Inc ; user licensed. ; user contributions licensed under cc by-sa is a certificate Signing request, Apple that! Details can be sent via the Create payment API of service, privacy policy and policy...

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